Origenate®, CMSI's loan origination system for automotive and other types of consumer lending and leasing, automates and streamlines the entire credit application and evaluation process including data entry, decisioning, underwriting, and contract administration. Developed from the ground up using the latest browser-based technology - and incorporating functionality that has been in use by leading consumer lenders for more than 16 years - the system is designed to give your organization more powerful functionality, greater flexibility, and maximum user control over the entire credit origination process. Learn More
eValuate is a high-performance solution that's designed to analyze and decision consumer and small business credit applications. It can also be used on a stand-alone basis as the risk analysis engine for other front-end systems. Learn More
PortfolioRevue analyzes portfolio risk by re-underwriting each loan in the portfolio with updated credit bureau information, asset value computations, credit score and policies. Loans are stratied into user-dened tiers based on the updated credit risk assessment. The lender may then apply a variety of analytic tools to determine each tier’s average yield and expected return on assets. Learn More.
CMSI is deploying a technology-driven trading platform for the sale and purchase of loan portfolios. CMSI eXchange re-establishes confidence in how a portfolio will perform by re-validating each loan in the portfolio with updated credit bureau information and credit policies that reflect current economic conditions. This validation process stratifies loans into several risk tiers and identifies which loans will perform "best through worst" and "at what risk" adjusted price. Learn More
Origenate Xpress is a complete loan processing software system that automates the entire workflow from origination to completion. An indirect auto-only solution, Origenate Xpress allows you to receive loan application data electronically from DealerTrack, import credit bureau data on applicants, decision the application, generate required paperwork, and supports DealerTrack's eContracting process. Origenate Xpress helps indirect lenders make the most of DealerTrack's electronic dealer/lender capabilities by automating the receipt and decisioning of applications, which can lower costs and improve service to your dealer customers. Learn More
The cornerstone of CMSI’s product line, CreditRevue® has been automating the consumer credit operations of some of the nation’s largest banks for more than 16 years. A UNIX-based software solution, CreditRevue was designed to provide fast and reliable decisions to help lenders and other credit grantors effectively manage risk and improve productivity. Using CreditRevue has allowed lenders to automate, to their specifications, the analysis of a wide range of consumer lending products, including vehicle loans and leases, home equity loans/lines and credit cards. CreditRevue incorporates a vast range of additional features and functionality that streamline the entire credit decisioning process from application entry through the transfer of funding information to the lender’s servicing system. Learn More
As one of the first organizations to offer a system that handles both federal and private student loans, CMSI has been in the forefront of innovations in student lending automation. To meet the unique needs of student lenders, we created a specialized version of our proven CreditRevue system. The result is a powerful credit-decisioning tool that can help you reduce private lending risk and improve customer service to your schools, lenders and borrowers. Learn More
Moving from manual contract processing to e-Contracting is one of the few remaining areas of automation that can deliver major productivity gains and cost reductions to consumer lenders. Now, with Origenate, you can confidently implement e-Contracting-and start realizing its extraordinary benefits-whenever your organization is ready. Learn More
Credit automation from CMSI can link your home based lending operations electronically with the outside data you need to make and close home equity loans and lines of credit. The result: a significant reduction in paperwork, and improved operational efficiency. The TAF Module, can work with either CreditRevue® or Origenate®. Learn More
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